LONG-TERM CARE
Affording and Understanding Long-Term Care Options
Most people associate long-term care with the elderly. But it applies to the ongoing care of individuals of all ages who can no longer independently perform basic activities of daily living (ADLs)–such as bathing, dressing, or eating–due to an illness, injury, or cognitive disorder. This care can be provided in a number of settings, including private homes, assisted-living facilities, adult day-care centers, hospices, and nursing homes.
There are basically two approaches when considering your long-term care needs: self-insure or purchase long-term care insurance.
We can help you understand long-term care and make the right decisions for you and your family.